We hope that it won’t happen but…What can we do if we get ill right before our home exchange holidays and we have already bought the flight tickets?
The probability of cancelling a trip is very low, but it can always happen that you feel sick at the very last minute.
If we have already bought our tickets then we may lose our money. And if it’s true that nowadays we can change our flights till the last minute, we should remember that maybe if we are ill we won’t be able to know exactly which dates will be suitable for our new journey. So…How can we avoid to worry about this problem?
The best solution can be assuring our trip. After a research in the web we saw that there are plenty of travel insurance offers. You normally can choose what areas you want to cover: medical and other expenses, cancelling and cutting short your trip, etc. Furthermore you decide if you want to cover a one-off holiday or lots of trips throughout the year.
To share with you an example, we considered the offers found at www.moneysupermarket.com/travelinsurance. This site gives us the comparison between different insurance companies and helps us to find the best offer.
In our example the parameters we entered were:
• single trip for two people (30 and 34 years old) to Australia, from the 20th of February to the 5th of March and the cheapest resulting travel insurance cost was £19.39. And, for instance, the cancellation trip insurance alone covers up to 3000 pounds. Other sections covered are:
1. Passport and Travel Documents
2. Medical and Other Expenses
3. Cancelling and Cutting Short Your Trip
4. Personal Cash
5. Personal Liability
6. Personal Belongings and Baggage
The countries included in this policy are: Albania, Andorra, Australia, Austria, Balearics, Belarus, Belgium, Bosnia-Herzegovina, Bulgaria, Canary Islands, Corfu, Corsica, Crete, Croatia, Cyprus, Czech Republic, Denmark, Egypt, Eire, Estonia, Faroe Islands, Finland, France, Germany, Gibraltar, Greece, Guernsey, Holland, Hungary, Ibiza, Iceland, Ireland, Isle of Man, Italy, Jersey, Kos (Greek Island), Lanzarote, Latvia, Liechtenstein, Lithuania, Luxembourg, Macedonia, Madeira, Majorca, Malta, Minorca, Moldova, Monaco, Morocco, Netherlands, New Zealand, Northern Ireland, Norway, Poland, Portugal, Rhodes, Romania, San Marino, Sardinia, Serbia, Slovakia, Slovenia, Spain, Sweden, Switzerland, Tenerife, Tunisia, Turkey, Ukraine, United Kingdom, Vatican City, Yugoslavia (Former).
The different companies give you plenty of options to customise your policy. You can choose additional covers (baggage, money, winter sports) and a number of excess options. You only pay for the cover you need. In the case of a house swap the most useful cover may be the trip cancellation one: it is likely that our flights are the most expensive part of your holidays given that we don’t have to pay for our accommodation.
Have good and safe home swap holidays.













